BharatNotes Pradhan Mantri Awas Yojana — Urban (PMAY-U)
The flagship housing scheme targeting "Housing for All" for the urban poor by 2022 (extended), with four verticals: In-Situ Slum Redevelopment (ISSR), Affordable Housing in Partnership (AHP), Beneficiary-Led Construction (BLC), and Credit Linked Subsidy Scheme (CLSS).
Context & Background
Launched June 2015; succeeded Rajiv Awas Yojana; PMAY-U 2.0 launched 2024 to continue coverage.
UPSC Exam Relevance
Four verticals and their target beneficiaries; EWS (income <₹3L), LIG (<₹6L), MIG-I (<₹12L), MIG-II (<₹18L); CLSS component routed through PLIs; role of ULBs.
